Gold has never been more accessible. Here’s how Nigerians use it to fight inflation, plan ahead, and protect their future, starting from just 1 gram.
In a world where prices rise rapidly, gold remains a stable asset. It doesn’t lose value, crash, fade or rely on hype to stay relevant. While currencies weaken, stocks fluctuate, and cryptocurrencies dip, gold remains steady and is one of the world’s most trusted stores of value.
That’s why more Nigerians are turning to gold to grow stable wealth over time.
In the last five years, gold has doubled in value globally. With platforms like Altinvest, investing in gold is no longer just for the wealthy or well-connected. You can now purchase as little as 1 gram from your phone anytime.
Here’s how four Nigerians are using gold to secure their future.
“I watched my 5 years of savings turn to dust with each naira devaluation, until gold saved me” — Temi, 31, Business Development Associate.
It’s been five years of corporate grind and diligently saving 30% of my salary.
What did I have to show for it? A savings account that looked impressive in digits but bought less every month. I recently checked the cost of the Toyota Camry I’d been saving for. The price had nearly doubled since I started my savings plan. Forces beyond my control were punishing my “responsible” financial decisions.
Frustrated, I vented to a colleague during lunch, and he showed me his Altinvest gold portfolio. While my naira savings were shrinking in real value, his gold investments had maintained their purchasing power despite three major devaluations.
That weekend, I ran the numbers. I would be significantly closer to owning my Camry if I had invested even half of my savings in gold three years ago. Instead, I was further away than when I started.
I converted 40% of my savings to gold through Altinvest. The process took less than 10 minutes. No paperwork. No complicated broker talks. Just a straightforward way to escape the naira’s free fall. I did it right from my phone during a lunch break at work.
The Alternative Bank, a CBN-licensed bank, backs Altinvest, so I know exactly where my money goes. Now, I sleep better. When headlines scream about another devaluation, I don’t immediately calculate how much poorer I’ve become overnight.
My only regret is not doing this when I started saving five years ago.
“I needed my supermarket profits to still exist by the time my son goes to university” — Bisi, 38, Single Mum & Local Supermarket Owner.
Running a neighbourhood supermarket while raising a 10-year-old boy alone is like juggling flaming knives. One wrong move and everything burns down.
My shop generates a decent income, enough to cover our needs with some leftover funds. For years, I kept the extra cash in my savings account, watching it grow in number but shrink in value.
One day, a banker-customer saw me counting the day’s earnings and said something that hit me hard: “You’re working harder just to stay in the same place.”
She was right. My “growing” savings were an illusion.
That night, I calculated how much my son’s university education might cost in eight years. The number made me sick to my stomach. At this inflation rate, I would need to triple my business just to afford the same education I had planned for.
So, I started small: 2 grams of gold on Altinvest. Each month, I added more: 1 gram here, 2 grams there. Six months in, I have 10 gram of gold.
It’s my silent partner, growing steadily, even when the shop is closed.
My son asked what game I was always playing on my phone.
“Not a game,” I smiled. “I’m building your future.”
“After three market crashes, I finally found the investment equivalent of a seasoned elder” — Kolade, 56, Real Estate Developer.
In 30 years of investing, I’ve weathered crashes, from the dot-com bubble that wiped out 40% of my portfolio to the 2008 crash that took another 35%. After every disaster, experts said, “No one could have predicted this.” Meanwhile, my retirement kept getting pushed back five years.
I own properties, have stakes in two startups, and have a diverse portfolio of stocks on paper. But in reality, the volatility is exhausting.
Two years ago, my financial advisor suggested gold. I hesitated; gold seemed so old-fashioned. Where’s the excitement? The growth potential?
“That’s exactly the point,” he said. “When everything else is having a manic episode, gold acts like the calm elder in the room.”
I allocated 15% of my liquid funds to gold. When the naira tanked, gold was the only part of my portfolio that didn’t flinch. My properties drained cash for expensive maintenance, and stocks collapsed, but my gold delivered something better: stability.
Now, 25% of my portfolio is in gold. I no longer chase high returns; I invest in what endures.
“A client ghosted me for two months. Gold made sure my rent didn’t bounce” — Femi, 29, Freelance Graphic Designer
I knew gold had saved my life the day a client owing ₦1.3 million ghosted me.
As a freelance designer, my income is unpredictable. I’d make ₦500,000 in a good month, then nothing for weeks. I used to let my earnings sit in my account until rent and bills drained them.
Seven months ago, after a good month, I skipped the gear upgrade and bought ₦350,000 worth of gold through Altinvest. Boring choice, but it turned out to be the smartest.
When my client disappeared, and rent was due in two weeks with no new projects on deck, I liquidated some of my gold holdings. The money hit my account the same day.
I paid my rent on time. There was no begging, no panic gigs, just breathing room to find better clients.
Now, I convert 20% of every payment to gold. It’s my emergency fund, my inflation-proof safety net in a freelance world full of surprises.
So, Why Gold, and Why Now?
1. Accessibility
With Altinvest, you can invest in gold directly from your phone, anytime. No middlemen. No stress.
2. Fractional Ownership
Buy as little as 1 gram or as much as 50 grams in a single transaction. Build at your pace, based on your income.
3. Security
Gold holds value across time and turmoil. It’s a hedge against inflation and a globally recognised store of wealth.
4. Planning Power
Whether you’re saving for emergencies, school fees, or retirement, gold offers a steady foundation, now and in the future.
5. Diversification
Adding gold to your portfolio brings balance. It protects your wealth while riskier investments play out.
6. Trust
The Alternative Bank, a licensed, ethical, non-interest financial institution under Sterling Financial Holdings, powers Altinvest. That means your investment is transparent, secure, and Shariah-compliant..
Download Altinvest and start growing your gold portfolio today. Because while the naira may fall, gold never stops being gold.
Seize the opportunity to build your future with gold, start today with just 1g. Go for Gold and secure your wealth for tomorrow!